Friday 29 November, 2024
Looking for life assurance and protection advice?
Your local financial adviser can offer impartial protection advice for your family. Choose a solution below or book a review.
What is Protection Planning?
Protection policies protect you and your family against financial difficulties, such as early death, critical illness, accidents, or loss of income. One of the biggest assets is your future earning potential, yet many people fail to protect it.
Life
Assurance
Life insurance pays out a chosen lump sum, to your dependents in the event of death within the chosen policy term. There are different types of life insurance including Level Term Assurance, Decreasing Term Assurance and Family Income Benefit.
Critical Illness Cover
This insurance pays out a lump sum if you are diagnosed with a critical illness or disability. It normally covers serious or long-term conditions and cover lasts for a certain period. It can be added to a life assurance policy or purchased as a standalone policy.
Income
Protection
This protection pays out a percentage of your salary if you are unable to work due to illness or disability, usually after a period of three to six months. Payments stop when you return to work or when the policy ends.
Private Medical Insurance
Private health insurance will cover the cost of private healthcare. You will pay monthly, or annual premiums and your provider will pay for your private medical treatment.
Business Protection Insurance
Our independent financial advisers offer financial advice to business owners, shareholders, and their professional connections to protect their business. We work with you to assess your firm’s requirements and arrange suitable business protection insurance.
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Meet your local protection experts
Our experienced protection advisers deliver high quality life assurance and protection advice both now and throughout your life, from accessible local offices. As we are not biased towards any provider, our cost-effective protection and life assurance advice puts your financial interests first. We offer holistic financial advice based on our core values of integrity, reliability, and value for money.
Need protection advice?
If you would like a free initial life assurance and protection review, complete the form below, or contact our St Albans, Barnet, Harpenden, Leeds & Bradford, Stafford, Ringwood, Ware or Chippenham office.
