Amy Kadir, Lonsdale Mortgage broker - Could re-mortgaging save you money?

Friday 21 August, 2020

Our independent financial advisers work closely with mortgage brokers from our Lonsdale Mortgages broking team.  Our mortgage advisers are based in St Albans and offer phone consultations. 

Lonsdale Mortgage brokers will review your mortgage options.  We will receive commission from the lender.  Call our St Albans mortgage broking team now on 01727 845500

Amy Kadir, Mortgage Broker, St Albans, Hertfordshire said:

‘We can check the mortgage market for clients and they are under no obligation to renew their mortgage through us.  Reviewing the mortgage market can be done very quickly over the phone as we use systems that can access lenders products online.  As the base rate has fallen, we expect lenders to reduce the price of some of their mortgage deals over the next few weeks so clients could save money by re-mortgaging. Also, if your mortgage deal is coming up for renewal, we advise clients to call us a few months in advance for mortgage advice so we can discuss your mortgage options.  Simply just renewing your mortgage with your current mortgage lender might not be the most cost-effective option for you.’

Lonsdale Mortgage brokers do not typically charge a fee for our services

Our mortgage advisors do not typically charge a fee for our services, as we receive commission from the provider except in instances where we organise additional borrowing for a client with their existing lender, as some providers do not offer commission.

Who does Lonsdale Mortgages organise mortgages for?

Our Lonsdale Mortgage brokers work with a variety of clients including first-time buyers, anyone moving home, homeowners wanting to re-mortgage and buy to let investors. 

What mortgage products does Lonsdale Mortgages offer?

Before our Lonsdale Mortgage advisers offer you mortgage advice, we will explain the different mortgage products on offer.  These include fixed rate mortgages, variable rate mortgages, tracker mortgages and capped rate mortgages.  

Amy Kadir, member of the St Albans mortgage broking team continued:

‘Many of our financial planning clients use Lonsdale Mortgages for mortgage advice.  Most of our meetings are conducted over the phone.  We are used to working with clients via email and we find that this saves time.  Our mortgage broking team can process your mortgage quickly and efficiently saving you time and money.  We complete your mortgage application form and progress your mortgage application with the mortgage lender.  We can also liaise with your solicitor to ensure that your mortgage completes on time.  We offer an initial mortgage advice consultation so please get in touch.’

In Summary…

If you need to re-mortgage call our Lonsdale Mortgage brokers on 01727 845500 or review our Lonsdale Mortgages website and complete our booking consultation form.

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments

 

 

 

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