Monday 16 December, 2024
Looking for pension advice?
It’s never too early to start saving into a pension. A financial adviser can provide pension advice to help you save enough for your retirement. Book your pension review.
Why book a pension review?
Saving for your retirement is a key priority whatever your age. Our financial advisers discuss your financial goals and create a personalised cash-flow model. We review your income and expenditure, your savings and investments and your pensions, so you feel confident you are saving enough for your retirement.
Pension
Saving
Save for your retirement by joining your company’s workplace pension scheme. You and your employer contribute to your personal pension and claim tax relief from the government. Alternatively, if you are self-employed or a workplace pension isn’t available, save into a personal pension or self-invested personal pension (SIPP). Our advisers can set up personal pensions and advise on pension options.
Savings and investments
Our pension advisers enable you to save tax-efficiently, so your investments supplement your pension in retirement. We compare the advantages of saving into an ISA or a pension and discuss how to do this in the most tax efficient way, whatever your age or stage of life.
Review your pension schemes
Our financial advisers are expert in understanding pensions and provide pension advice whether it’s a final salary (defined benefit pension scheme), a SIPP or a defined contribution money purchase pension scheme. Let our advisers review your pension options, so you make the best pension choices to achieve your retirement goals.
Understanding your options
At review your pension adviser will check your pension schemes offers good value, full flexibility and provide enough retirement income. Before providing pension advice we consider: Are your pension scheme charges competitive? Should you consider pension consolidation? Does your pension enable flexi-access drawdown or annuity options? How broad is the investment fund choice?
Book a pension consultation
Our pension advisers offer an initial consultation before offering you pension advice. To book an initial consultation contact your local independent financial advisers in St Albans, Barnet & North London, Harpenden, Leeds & Bradford, Ringwood, Stafford, Ware, Wimbledon and Chippenham, or complete our booking form.
Pension advice questions
- How do I know if I have enough saved for my retirement?
- What to do if I want to retire in 5-10 years’ time
- How much is my state pension worth?
- How do I save tax efficiently?
- When can I retire?
- What are my pension options at retirement?
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Friday 29 November, 2024 -
Thursday 28 November, 2024A Comprehensive Analysis of Changes to Capital Gains Tax in the UK Labour Budget
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Thursday 14 November, 2024Pitfalls of Cashing in a Pension Without Seeking Professional Financial Advice
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Tuesday 5 November, 2024Inheritance Tax Insurance: A Guide to Protecting Your Legacy
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Wednesday 30 October, 2024 -
Friday 18 October, 2024 -
Wednesday 16 October, 2024Understanding Inheritance Tax Trusts: A Financial Adviser is Essential
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Monday 7 October, 2024
Can Alan afford to maintain his lifestyle in retirement?
Alan - 56 years old accountant earning
£80,000 per annum
No mortgage on his home.
Defined
benefit pension scheme £45,000 p.a. from aged
60. Savings and investments £350,000.
Dependents – three daughters aged 28, 25 and 23.
Meet your local
pension experts
Our experienced pension advisers deliver high quality pension planning advice both now and throughout your life, from accessible local offices. As we are not biased towards any provider, our cost-effective pension advice puts your financial interests first. We offer holistic financial advice based on our core values of integrity, reliability and value for money.
Need pension planning advice?
If you would like a free initial pension planning review, complete the form below, or contact our St Albans, Barnet, Harpenden, Leeds & Bradford, Stafford, Ringwood, Ware or Chippenham office.
